What is Comarch Business Banking?

Comarch Business Banking is a digital banking platform designed for SMEs and corporate clients. The solution offers a full suite of services, including account management, international payments, invoicing, and balance consolidation, all within a secure, cloud-based environment.

Who can use Comarch business banking platform?

The system is suitable for financial institutions serving small and medium enterprises (SMEs) as well as large corporate clients. It addresses the specific needs of each segment while allowing institutions to scale services as businesses grow.

What are the benefits of SME banking software?

For SME clients, the platform streamlines daily business operations, such as payroll processing, bill payments, loan applications, and cash flow predictions. For banks, it improves customer engagement, enhances loyalty, and increases adoption of digital services.

How does corporate banking solutions support large enterprises?

The platform enables corporate clients to manage transactions, financial oversight, and strategic decision-making efficiently. Features include high-volume transaction processing, dashboards for monitoring financial performance, and tools for managing currency risks and compliance.

How does the solution ensure security and regulatory compliance?

Security is a priority in corporate banking services. The Comarch platform ensures full compliance with regulatory requirements such as PSD2, GDPR, and SCA (Strong Customer Authentication). The system offers advanced authorization tools and automatic alerts regarding currency risk, enabling proactive financial security management.

Can the system be easily integrated with the bank's existing infrastructure?

The platform offers comprehensive integration options with core banking systems (in both synchronous and asynchronous modes). The open architecture and ready-made interfaces allow for flexible process configuration and the creation of ecosystems in which banking can be enriched with value-added services.

Business Banking Platform

Covering the worlds of SMEs and corporations with one platform

Small, medium, and corporate businesses have as many similarities as differences. SMEs can grow rapidly and eventually become corporate. So, it is essential to have a solution that not only meets their needs but also anticipates them.

Comarch Business Banking is your premier digital banking solution designed to meet the evolving needs of financial institutions and their SME clients. Our platform offers a comprehensive suite of services, from account management and international payments to invoicing and balance consolidation, all within a user-friendly, cloud-based ecosystem. With award-winning features and a modular, cloud-native architecture, Comarch Business Banking empowers banks to deliver exceptional user experiences and achieve rapid, flexible digital transformation.

What benefits does Comarch corporate banking software offer clients?

35 %
Growth in digital transaction

Increase digital processing through COP's automation of your customers' everyday business activities, thanks to embedded data analytics and extensive self-service features.
-20 %
Reduction in external development

Work in multiple parallel streams thanks to a microservice and micro-frontend based architecture.
-18 %
Lower cost of transaction operation

Automate processes and enhance the capabilities of the online platform, translating directly into a reduction in transaction costs.
14 %
Growth in digital customer base

Attract new customers with a modern intuitive UX, extensive business capabilities and mobile app.

Small & Medium Enterprises (SME)

Business owners in the SME segment are fully committed to their ventures and deserve a banking service that's just as dedicated. Transform your banking app into an essential business banking tool for your customers, streamlining everything from paying bills and processing payroll to applying for loans and predicting cash flow. It's superior banking for them, leading to increased customer engagement and loyalty for you.

Business case

Corporate Clients

Elevate your enterprise's financial management with our cutting-edge corporate banking solutions, designed to empower your business with seamless transactions and strategic financial oversight. Experience banking that's as dynamic and forward-thinking as your corporation, ensuring every financial decision propels you towards greater success.

Business case

StandOUT with Comprehensive Integration and Flexibility

Seamless Communication and Self-Administration: Streamline workflow with integrated communication tools and self-administration features, putting control at your fingertips.
Synchronicity and Asynchronicity: Offer synchronous and asynchronous communication options with the bank's ecosystem to allow for flexible process configuration.
Core Integration Options: Integrate seamlessly with core banking systems, whether synchronous, asynchronous, or a mix of both, to provide flexibility and efficiency.

Comprehensive Integration and Flexibility

StandOUT by Taking Control and Growth in Your Hands

Self-Development Resources: Propel business forward with self-development tools designed to foster innovation and growth from within.
Digital Sales Support: Manage customer relationships by automating marketing content, sales processes, and personalized communication through AI and multi-channel engagement to enhance customer loyalty and streamline workflows.
Building Ecosystems: Enrich banking offerings with value-added services to fulfill customer needs.

Taking Control and Growth in Your Hands

StandOUT with Data-Driven Insights and Security

Advanced Measurement Tools: Make informed decisions with comprehensive measurement tools to provide insights needed for strategic planning and performance tracking.
Robust Security: Safeguard financial data with comprehensive PSD2-compliant authentication and authorization tools to ensure peace of mind in every transaction.
Automated Currency Risk Alerts: Proactively manage currency risks with automated alerts to ensure timely responses to market changes.

Data-Driven Insights and Security

StandOUT with Enhanced Customer Experience and Operations

Omnichannel Experience: Deliver a consistent banking experience across all channels, including mobile, desktop, and onsite, to ensure seamless service wherever your customers are.
High Volume Transaction Support: Efficiently handle large transaction volumes, managing thousands of transactions in single batches without compromising performance.
Customer Self-Service Tools: Empower customers with dashboards, form creators, and self-administration tools to reduce the burden on advisors and improve operational efficiency.

Enhanced Customer Experience and Operations

StandOUT with Future-Proof Technology and Development

API-First Approach: Ensure robust communication and data integration through well-organized open interfaces.
Microservices Architecture: Divide development into manageable, parallel workflows to increase efficiency and flexibility.
Continuous Integration/Continuous Delivery (CI/CD): Enable rapid, continuous updates and improvements to ensure the system is always up-to-date.
Advanced Monitoring and Observability: Ensure platform stability with comprehensive monitoring and observability tools.
Compliance with Regulatory Requirements: Adapt to regulatory demands with features that comply with PSD2, GDPR, and SCA to ensure operations meet industry standards.

Future-Proof Technology and Development

FAQ

What is Comarch Business Banking?
Comarch Business Banking is a digital banking platform designed for SMEs and corporate clients. The solution offers a full suite of services, including account management, international payments, invoicing, and balance consolidation, all within a secure, cloud-based environment.
Who can use Comarch business banking platform?
The system is suitable for financial institutions serving small and medium enterprises (SMEs) as well as large corporate clients. It addresses the specific needs of each segment while allowing institutions to scale services as businesses grow.
What are the benefits of SME banking software?
For SME clients, the platform streamlines daily business operations, such as payroll processing, bill payments, loan applications, and cash flow predictions. For banks, it improves customer engagement, enhances loyalty, and increases adoption of digital services.
How does corporate banking solutions support large enterprises?
The platform enables corporate clients to manage transactions, financial oversight, and strategic decision-making efficiently. Features include high-volume transaction processing, dashboards for monitoring financial performance, and tools for managing currency risks and compliance.
How does the solution ensure security and regulatory compliance?
Security is a priority in corporate banking services. The Comarch platform ensures full compliance with regulatory requirements such as PSD2, GDPR, and SCA (Strong Customer Authentication). The system offers advanced authorization tools and automatic alerts regarding currency risk, enabling proactive financial security management.
Can the system be easily integrated with the bank's existing infrastructure?
The platform offers comprehensive integration options with core banking systems (in both synchronous and asynchronous modes). The open architecture and ready-made interfaces allow for flexible process configuration and the creation of ecosystems in which banking can be enriched with value-added services.

Comarch Business Banking Platform