Wealth management software

Comarch Wealth Management is an integrated, multi-module platform dedicated to retail, affluent and private banking client segments. The platform supports wealth management service providers and their clients in delivering the following:

  • Recurrent advisory – fully automated or hybrid investment advice
  • Simplified advisory – occasional assistance with choosing investment products
  • Execution only – direct access to trading desks enhanced with support for order execution and all administrative tasks 
  • Portfolio management – traditional discretionary portfolio management of individual client assets

Wealth management software

Comarch Wealth Management focuses on the relationship and cooperation between advisors and wealthy clients regardless of the way client investments are managed: be it fully automated robo-advisory with the help of a chat bot, or personal advisory carried out by a relationship manager. In both of these cases, Comarch Wealth Management ensures a consistent user experience. Due to its omnichannel approach, the platform allows to seamlessly continue processes through multiple channels and share information between clients and their advisors.

Wealth management screen

Request for contact!

Key business advantages

Enrich and streamline your businessCoverage of different banking services within one integrated, modular system
Cater to all client segments and boost your salesIndividual process configurations within one flexible solution
Increase efficiency of your business processes by automating themEnd-to-end processes starting from client onboarding and relationship management up to portfolio monitoring and reporting
Meet regulatory requirements and standardize your servicesRich functions designed for both sides of the relationship
Empower your employees and engage your clientsRich functions designed for both sides of the relationship
Comprehensive business governanceSeamlessly connected environment and integration of all relevant data and sources across your business
Business process continuity and convenienceOmnichannel approach and excellent user experience
Reach new generations of clientsLatest technologies and trends including artificial intelligence, cognitive techniques and new client channels such as VR, AR and chat bots
Comarch Wealth Management

Wealth management software modules

advisor front office

Advisor front-office

This area consolidates all client wealth across internal and external sources and creates a thorough client investment picture being a starting point of every client-advisor interaction. The advisory process is based on the analysis of client’s financial situation and investment needs followed by the assessment of client risk appetite. Optimal recommendations for the particular client situation and goal parameters are then generated, pertaining both product and model portfolio advisory.

The process of individual portfolio tailoring is monitored in terms of product suitability, appropriateness and other business limits. The whole process is also documented and archived both for internal audit purposes and client or regulatory reporting needs.

Additional functionality of managerial reporting gives insights into overall business growth, structure and activity, letting decision makers monitor the business and shape its appropriate strategy across different business units.

Wide capabilities of the system and process configurations enable a dedicated setup towards different business lines and client segments as well as flexible management of business objects and contents.
Multichannel in wealth management software

Client reporting, performance & risk analytics

The analytical and reporting engine supports financial institutions with a powerful engine responsible for various performance and risk analyses followed by an ad-hoc or scheduled reporting process. The calculations provide relationship and portfolio managers with relevant portfolio measures, seamlessly feeding Advisor front-office and Portfolio management algorithms. The engine also enhances the client front-end functionality with appropriate data and calculation results, providing end-clients with portfolio reporting and other investment insights.

Business users take advantage of flexible analyses and reporting schedule definition allowing for individual setups for various recipients, taking into account different levels of detail, granularity and breakdown of data. The module is integrated with multiple external data sources (e.g. market data providers) and supported by data quality management, making the aforementioned processes as accurate and efficient as possible.

analytical engine in wealth management software

Portfolio management

Portfolio management supports portfolio managers handling individual client portfolios. It automates and accelerates investment processes, from the order management to transaction settlement, including pre-trade and post-trade compliance, portfolio modeling and rebalancing, and more. It enables the creation of individual dashboards in the form of analytical sheets that allow for a detailed overview and monitoring of each of the managed portfolios separately.

The solution delivers information on the managed assets and cash flow forecasts, supported by a broad integration with market data suppliers (e.g. SIX Financial Information, Thomson Reuters). The front and middle-office functionality is being complemented by back-office functions focused on accounting and valuation. This allows for handling the end-to-end investment process within one package.

reporting engine

Multichannel client front-end

Omnichannel Client front-end is an AI-driven investment recommendation solution which also provides the customer with their current wealth snapshot, portfolio performance and market news. Depending on context, it can run on various devices automatically: from smartphones and desktops through to VR goggles and car head units. In so doing, it allows financial institutions to seamlessly guide their digital-native clients towards financial soundness and investment engagement - in the most convenient way possible.

The solution automatically extends tailored portfolio alerts, product recommendations, or investment ideas based on market sentiment as well as client preferences or online activity tracked via dedicated apps. It serves as: Virtual investment assistant recommending clients on how to make the most of their assets – through voice and vision Reliable companion who knows client’s personal, financial, behavioral and risk profiles, being able not only to adjust to various needs and objectives but also anticipate them Robo-advisor supporting wealth managers and their clients with adaptive investment proposal (recommendations, lifecycle asset allocation, market signals, market sentiment) Chat bot that employs natural language processing or data visualization to communicate with clients the way that fits best at a given moment

Comarch Wealth Management platform

wealth management architecture

The competitive edge of the Comarch Wealth Management platform stems from a unique combination of functions supporting traditional, personal way of maintaining the bank-client relationship as well as digital and innovative approach towards wealth management services and offerings. Personal investment advisory or portfolio management, hybrid or fully automated robo-advisory conducted with the help of AI engines – depending on your needs and business model, we can deliver what suits you most.

The Comarch Wealth Management system supports different recipients:

  • Relationship managers - in advisory and financial planning processes, including rebalancing, compliance and monitoring
  • End-clients – in self-driven robo-advisory processes and bank-client communication with the usage of newest technologies and innovative channels
  • Wealth managers - in discretionary portfolio management in line with regulations and investment mandates
  • Analysts - in running performance and risk calculations to assess client portfolio efficiency

Implementation process

wealth management software implementation processwealth management software implementation process

No matter who the final recipient is, the solution provides consistent user experience, powerful AI mechanisms and  a stunning interface, all designed with the newest standards and trends. Traditional channels (web, mobile) are complemented with innovative peripherals in the form of virtual and augmented reality as well as chat bots. Here is where 20-years’ experience in finance mixes with disruptive ideas originated in our internal R&D lab. All modules are supported with world-class security solutions and hosted in one of our data centers.

webinar comarch wealth management

Want to learn more?

Tell us about your business needs. We will find the perfect solution.