Comarch Cloud Factoring

Comarch Banking Software clients

What is Comarch Cloud Factoring

Comarch Cloud Factoring is a platform for debtors and creditors using microservices, available in the cloud.  The modularity of the system allows you to easily adjust the solution to customer needs. Thanks to supporting end-to-end processes, the cost and workload of a factoring company are kept to a minimum.

Factor customers can manage the entire life cycle of an invoice without unnecessary paperwork. Transparent and simplified reports make the handling of the factoring agreement simple and intuitive.

Comarch Cloud Factoring Comarch cloud factoring
Expand your business without having to think about the system capacity and performance. Comarch Cloud Factoring automatically adjusts resources to keep pace with your factoring business.

Key benefits

Fast implementation
Owing to its modular structure, the system can be implemented in just a few weeks. Reap the benefits of quick and easy system implementation and then add new features to move swiftly towards your next goals.
Continous improvement
As your business grows, we can easily add new add-ons to each module, which will further improve the work of your partners. All system updates and new versions are included.
Excellent ux
Thanks to the cooperation of Comarch UX LAB and end customers, the Comarch Cloud Factoring system is transparent, intuitive and adapted to user needs.
Support from specialists
When considering the most tailored solution to your needs, we provide support from experienced factoring specialists in areas such as sales, accounting, risk, fraud prevention, and more.

What you get

PAY AS YOU GROW

In this cost model, you pay for the business you run. Thanks to this approach, the cooperation with our partners is even more transparent.

Pay as you grow

ON-LINE ONBOARDING

Carry out the registration process and confirm your customer, contractor or business partner identity through an online on-boarding model.

online onboarding

EARLY WARNING SYSTEM

Continuous monitoring of the entire factoring portfolio. Catching warning signals, anomalies on contracts, contractors or reconciled contracts in one place thanks to an advanced system based on artificial intelligence.

early warning system in factoring

MORE ACCURATE PAYMENT MATCHING SYSTEM

Thanks to the continuous improvement of algorithms responsible for payment settlement, the system is able to settle up to 85% of payments automatically. With these improvements, the participation of the operation team is minimized – which means more time for customer service.

More accurate payment matching

SUPPORT FOR MOST POPULAR FACTORING PRODUCTS

  • Advanced, full service factoring
  • Maturity factoring
  • Data factoring
  • Reverse factoring, supplier finance
  • Invoice discounting/in-house factoring
  • Receivables management without financing (D/A)
  • Recourse/non – recourse;  part/multi-part/full financed;  disclosed/undisclosed; domestic/international factoring.
support for popular factoring products
In need of solution that is fully customizable?

How it works

Submitting an invoice for purchase has never been so easy. Your customer is only a few steps away from receiving the funds to their account. Moreover, the redesigned model for submitting packages of invoices makes handling even several thousand invoices a breeze.

Comarch factoring cloud
Comarch Cloud Factoring back-end features
Microservices
specialized modules with its own logic
Containerization
portability and fault isolation
Cloud native
elastic scaling capabilities
Lightweight
speed, efficiency and no unnecessary costs
Security
limit communication and access permissions
Continuous deployment
always ready for new business challenges
Comarch Factoring customer stories

logo ing

Find out more about our implementations

Read more


Factoring data migration from Raiffeisen to BNP


Comarch was selected as a provider of data migration services from a factoring platform used by Raiffeisen to another platform working at BNP Paribas. The amount of data to be migrated was so substantial that it nearly doubled the business volume of BNP in Poland.

Want to learn more?

Tell us about your business needs. We will find the perfect solution.