Comarch Insurance Underwriting is a solution for life insurance companies. It supports underwriters in risk assessment required during new business and renewal processes.
The system provides automatic risk assessment based on configurable rules, and guides an underwriter through a manual risk assessment process, enabling him to register important aspects and ensure communication with other process participants.
Data and documents needed for insurance risk assessment may come from external systems integrated with Comarch Insurance Underwriting, the ones that:
Data from external systems needed for risk assessment are stored in the system as the underwriter’s dossier. In addition to the current case data, the dossier also contains a history of changes and operations, and gathers previously performed assessments of the insured person.
The automatic risk assessment includes:
A decision made on the basis of automated underwriting may entail:
Comprehensive management of the requirement checklist for the insured:
Functions supporting both the underwriter and cooperating entities in their daily work:
Comarch Insurance Underwriting has been implemented in the Belgian insurance company Delta Lloyd Life and integrated with other insurance systems of the company.
Components of the Comarch Insurance Underwriting system may function inside other Comarch systems, such as the dedicated front-office solution - Comarch Digital Insurance.
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