Insurance Transformation

The secret to success in achieving a high position in the market of the world’s most effective insurers is digital transformation – the gradual but consistent replacement of outdated software. Thanks to transformation programs it becomes truly possible to put customers at the center and build the necessary services around them so that you can not only respond to their needs, but also get ahead of them.

You can modernize with us! We have both the solutions and the experience to do it right.

Software designed for insurance companies

Refined experiences and solutions

We have effective and ready-made insurance systems with the possibility to customize and implement them within a few months (for standard implementation). The first ready-made functionalities can be set even earlier – within just a few weeks! It means that the first project solutions can start earning for you this early!

You can also count on our know-how and resources needed to implement the project on time. Thanks to previous implementations and carried out insurance industry digitized transformations we have refined all experiences and solutions so that they work for you.

We provide solutions in the most popular business areas:

business areas insurance transformation

We support the most popular business lines:

  • Life insurance (individual life, group life, pension)
  • Health insurance
  • Non-life insurance (car, home, travel, etc.)

business lines insurance transformation

Expected improvements



  • Legacy systems may be inconvenient and non-intuitive for users, or unable to provide customers with real-time information
  • By implementing an innovative front office, users gain greater system availability, along with maximally simplified and accelerated user path

data cloud


  • Due to the lack of cloud infrastructure, obsolete systems are closed to solutions such as test automation, robotics or connecting to external data sources
  • By shortening the time of comprehensive service thanks to system digitalization and automations, the customer can count on faster issue handling, for example getting a refund even on the same day

a men with computer


  • Outdated systems are causing troubles with finding or fixing security issues
  • By digitalizing processes and documentation, and putting them in one place (one new system), data is safe and available to those authorized



  • Legacy systems cannot be adapted for keeping up with the changes taking place in the front office
  • By modernization and building business parameterizations, users have a possibility of self-configuring new product versions, actuarial, printout templates, and even finance and accounting module



  • Old systems require too much maintenance, are costly and time consuming
  • They are in general causing you an outflow of customers, intermediaries, and thus income
  • By implementing KPIs navigation widgets, it is possible to manage and track critical business success factors

KPIs achieved

Our previous insurance industry transformation programs have brought the following benefits:

Increased Gross Written Premium

Insurance transformation makes the sales process easier and faster – this means more sales as well. It can be achieved, among others, by constantly working on improving the UI/UX. Statistically, the adoption rate for distributors can reach over 80% with a tendency to improve. 

Higher Efficiency of Operations

Moving operations to cloud platforms allows to modernize and automate the most important processes, such as underwriting, claims management, etc. According to McKinsey, modernized insurance systems are much more productive than their outdated counterparts – insurers with updated IT achieve over 40% higher number of policies per full-time equivalent.

Saving Costs

Modern IT systems for insurers can significantly reduce costs. According to McKinsey, IT costs per policy for insurers with modernized IT can be 41% lower than for insurers with outdated IT. They are also easy to set up, less prone to errors and complex optimizations that risk business downtime. And with real-time digital capabilities, you can provide service to more customers and partners.

Improving the Quality of Customer Service

Users can receive information in real time. Current core systems enable faster responses to user requests by simplifying processes. Statistically speaking, modernized and improved digital system can maximize automation and Straight Through Processing (STP) up to even 80% in new business and managing existing contracts, with a tendency to improve.


Benefits of ready-made solutions

You save time and money that would have been otherwise spent on producing the entire system from scratch. It is worth emphasizing that the cost of such project can be even several times higher when not using ready-made solutions. Don’t worry that such ready-made systems won’t fit your idea, because they can be customized – you can add your own branding, etc.

step by step

Start step-by-step

We support a step-by-step approach to modernizing legacy systems. We believe that it is better to divide the digital transformation process into phases.

So if during the implementation of modernization program you have systems still running and you don't want to replace them all at once, just choose the system you need to replace first. We will combine it with the existing ones and start preparing the next phase of your legacy systems modernization.

If you don't know where to start, ask us about transformation programs. We'll be glad to help.

Find out more about our success stories

Insurance video gallery

Legacy systems in the insurance industry
Legacy systems in the insurance industry
Comarch Digital Insurance
Comarch Digital Insurance
Comarch Insurance Software
Comarch Insurance Software
Comarch Digital Insurance
Comarch Digital Insurance
Comarch Insurance Breakfast Luxembourg 2019
Comarch Insurance Breakfast Luxembourg 2019
Comarch Insurance Breakfast Milano 2019
Comarch Insurance Breakfast Milano 2019
Comarch Insurance Breakfast Brussels 2018
Comarch Insurance Breakfast Brussels 2018
Comarch Insurance Breakfast Milano 2018
Comarch Insurance Breakfast Milano 2018
Comarch Insurance Breakfast Brussels 2017
Comarch Insurance Breakfast Brussels 2017
Comarch Insurance Breakfast Milano 2017
Comarch Insurance Breakfast Milano 2017
Comarch Insurance Breakfast 2015
Comarch Insurance Breakfast 2015

Are you ready to talk?