Software designed for insurance companies

Which companies use Comarch solutions?

Strategic Goals

Strategic Goals Driving Your Digital Transformation in Insurance

Whether you need to upgrade your legacy core system, enhance customer journeys, or scale automated underwriting – we deliver results. 
To help you modernize with confidence, we focus on what truly matters in your digital insurance transformation journey

Why leading insurers choose insurance transformation with Comarch?

We don’t just offer software. We build future-proof solutions

Modular and scalable

  • Modular and scalable platforms tailored to your pace of change
  • Proven transformation methodology, supporting gradual legacy system replacement
  • AI-ready architecture for automation, personalization and data-driven decisions
  • Certified security standards to ensure your peace of mind
  • Fast go-lives that take weeks, not years! It means that the first project solutions can start paying off right away!

Digital transformation isn’t just about software. It’s about the results. 
Let’s make modernization work — one module, one success at a time 


 

Main Strategic Goals Driving Your Transformation

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Deliver future-ready insurance solutions

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Empower customer-centric digital experiences

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Optimize costs and eliminate inefficiencies

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Improve performance through modular and scalable systems

 

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Maximize your agility and operational efficiency

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Save time, reduce errors – store all insurance data in one place

You can rely on our proven expertise and the resources needed to deliver the project on time. 
Thanks to previous implementations and successful insurance digital transformation, we’ve refined our processes 
and solutions to guarantee they work for you.

Not sure where to start? 

Ask us about transformation programs. 
We'll gladly help

Contact our consultant 

Explore our success stories


Read how we’ve helped insurers increase sales, reduce costs and boost customer satisfaction.

Our IT Solutions Cover All Key Areas

 

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We support the most popular business lines

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Pension

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Savings

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Investments

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Protection & Health

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From Legacy to Leadership: Key Benefits

Legacy systems can no longer support the pace of modern insurance. 
We help insurers transition from outdated IT to agile, customer-driven ecosystems.

Flexibility


Easily configure new product versions, actuarial parameters, printout templates, and even the finance and accounting module.

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Intuitiveness

Empower users with greater system availability, maximally simplified user path, modern UX, and real-time insights.

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Automation

Faster claims processing – getting a refund on the same day. Faster test automation and integrations

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Security

Consolidate data on secure, certified platforms where it is protected and available only to authorized users.

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Efficiency

Reduce IT maintenance costs and boost operational KPIs to manage and track critical business success factors. 
Insurers using our solutions report over 80% broker adoption and up to 41% lower IT costs per policy.

Proven Business Impact of Our Insurance Transformation Programs

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Increased Gross Written Premium

Our systems help insurers sell more, faster by simplifying and accelerating the sales process. Thanks to continuous UX/UI optimization, distributor adoption rates can exceed 80%, with further potential for growth.

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Higher Operational Efficiency

Cloud-based modernization enables full automation of critical processes such as underwriting and claims management. Our clients report a productivity boost – insurers with updated tech handle over 40% more policies per employee, unlocking higher efficiency and faster growth.

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Significant Cost Reduction

Modern IT systems are not only easier to deploy and maintain – they also help cut costs. Insurers who partnered with Comarch have achieved up to 41% lower IT costs per policy compared to those using outdated infrastructure.

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Enhanced Customer Service & Experience

Real-time access to information and faster response times are now the standard. With optimized digital processes, Straight Through Processing (STP) can reach up to 80% in both new business and policy servicing – and it's still improving.

Benefits of Comarch’s Ready-Made 
Insurance Solutions

Why start from scratch? Our systems are ready to launch in weeks – and fully customizable

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Fast implementation equals Fast ROI 

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Lower development costs

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Your brand, your logic, your pace

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Access to our team’s deep insurance industry knowledge


Transformation Done Right. With You

We believe transformation is a journey – not a jump. 
That’s why our modular approach lets you replace systems gradually, with zero disruption. 
Whether you need a starting point or a complete roadmap.

FAQ

  • What is Comarch Insurance Transformation?

    Comarch Insurance Transformation is a modular approach to modernizing insurance operations and IT landscapes.

    It enables insurers to gradually move away from legacy systems and build a more flexible, customer-oriented environment — without disrupting ongoing business processes.

  • Who benefits most from a modular approach to Insurance Transformation?

    The approach is designed for insurers seeking to reduce legacy complexity and improve operational efficiency and customer experience.

    It supports insurers that want to modernize in a controlled, step-by-step manner while maintaining business continuity.

  • Which business lines (LOB) can be supported as part of an insurance transformation initiative?

    The transformation can cover key insurance lines, including pensions, savings, investments, and protection & health.

    This allows insurers to align modernization efforts with their product portfolio and business priorities.

  • What does “modular transformation” mean in practice?

    Modular transformation allows insurers to modernize selected capabilities first and expand the scope over time.

    New components are integrated with existing systems, reducing implementation risk and enabling gradual change.

  • How quickly can insurers see results from transformation initiatives?

    The approach enables early value delivery by focusing on well-defined modules instead of full system replacement.

    This supports faster time-to-market and allows insurers to see measurable results at earlier stages of the transformation.

  • What measurable impact can insurers expect?

    Insurers using Comarch solutions report improvements in distribution efficiency and IT cost optimization.

    Examples include: high broker adoption rates or reduced IT costs per policy (up to 41%)

  • Is Comarch Insurance Transformation AI-friendly?

    Yes. Comarch positions AI in insurance as a practical add-on to support selected functions and business cases. AI can be applied to processes such as forecasting, risk assessment or claims handling, where it can bring measurable business value.

  • Which processes can be improved through Comarch Insurance Transformation approach?

    The transformation approach focuses on improving core insurance processes and operational KPIs.

    It helps streamline workflows, increase efficiency, and improve service quality for customers and distribution partners.

  • How does the Comarch’s approach to Insurance Transformation reduce IT complexity?

    By moving from fragmented legacy systems to a more consistent platform-based architecture, insurers can reduce IT complexity.

    This shift decreases maintenance effort and enables IT teams to focus more on delivering new capabilities.

  • What is the first step in starting an Insurance Transformation with Comarch?

    A typical starting point is defining business priorities and selecting the first transformation module.

    This initial step allows insurers to: address specific business needs, integrate with existing systems, deliver early results and scale transformation gradually.

Real Impact, Real Clients

Proof over promises. Want your story to be next? 
We’re ready to help shape your success

Contact our consultant