Comarch Capital Group operates in Benelux for 10 years. At that time Polish software company completed projects for leading brands: Ergo Insurance, ING, Delta Lloyd Life, KPN and Base Nicols, among others.

Comarch focuses its strategic interests by offering solutions for sectors such as telecommunications, banking, insurance, retail or FMCG. One of the latest Comarch customers is Brussels Airlines, which chose Comarch Loyalty Management (CLM) to enrich its loyalty program.

Comarch in Belgium is seen as "IT Challenger", who offers a whole range of valuable and innovative solutions. Our competitive advantage is a unique offer and flexibility of products. Belgians are open to innovation. They are looking for stable partners and high-quality solutions, and Comarch fits in perfectly in their expectations – says Wojciech Pawluś, Country Manager at Comarch Benelux.

Comarch actively expands its business in Benelux and focuses on providing solutions for all industries including banking, insurance, telecommunications, trade and services, FMCG, transport and tourism, automotive, logistics and healthcare.

In Belgium Comarch employs specialists sales consultants & IT specialists and plans to expand in the region. Resources and an experienced team allow for developing applications and customized solutions, as well as providing consulting services and maintenance.

We dynamically expand in Benelux and we gain new customers in different sectors of the economy. Belgian market is really promising, and our innovative solutions here arouse much interest. Customers are open to networking, collaboration with companies from around the world and moreover, they appreciate innovation. In addition, the Benelux countries have excellent universities. Young people who graduate are ready for new challenges in ambitious companies and usually know at least three foreign languages. Perfect localization and closeness to major business centers in Europe is another advantage of Benelux. The decision to start a company and doing business with offices in Brussels and Luxembourg were a good choice and we look forward to further successes of Comarch in the near future – adds Pawlus.



KPN, a leading Dutch landline and mobile telecommunications company, has chosen Comarch Data Center for hosting and ongoing maintenance of their system Fulfillment Automation. Earlier, Comarch delivered KPN a complete set of BSS components, which reduced operating costs, improved customer satisfaction and streamlined launching new services.

BASE Company, a mobile telecommunications operator, has implemented the Next Generation Performance Management, another platform provided by Comarch. It is offered as a managed service and hosted at the Comarch Data Center. With the new solution, an operator can proactively monitor network performance what makes it possible to optimally manage the quality of service delivered to customers, a key factor for the network to adapt to the future needs of mobile communications.

ING Belgium has chosen Comarch Loan Origination. The solution supports all major elements of the lending process, i.e.: loan simulation, application verification, decision making and fund disbursement. It also handles after-sales processes such as annexes, monitoring and soft debt recovery procedures. Thus, Comarch will be ING Belgium’s one-stop-shop partner integrating the whole business process.

ERGO Insurance Group has decided to implement Comarch Mobile Insurance Advisor. The solution supports the process of advice and the sale of insurance in Belgium and Luxembourg. The insurer has chosen Comarch mostly due to the solution multiplatform architecture and extensive Comarch’s experience in development of mobile solutions for the finance industry.

Since 2012, Comarch is also working with the Belgian life insurance and pension company, Delta Lloyd Life, an active player in corporate and retail insurance market. Delta Lloyd Life has selected Comarch solution supporting risk assessment and handling of medical claims.


About Comarch:

Comarch was established in Krakow, Poland, in 1993. The company delivers projects for leading Polish and global brands in the most important sectors of economy such as telecommunications, finance, banking and insurance, trade and services, IT infrastructure, public administration, manufacturing, healthcare, and SMEs. Comarch has already designed solutions for global brands in 40 countries on 5 continents e.g.: Heathrow Airport, BP, Carrefour, Heineken, Goodyear, Pepsi, Vodafone, T-Mobile, Telefónica, E-Plus, KPN or MTS, BNP Paribas Fortis, Alior Bank SA (Carlo Tassara Group), Allianz, Aviva, AXA, Banque Populaire des Alpes, BRE Bank, BZ WBK (Grupa Santander), CitiFinancial (Citigroup), Delta Lloyd Life, Deutsche Bank PBC, and ING Insurance, among others.

Comarch products have been mentioned in analyst reports of Gartner, IDC, Forrester, and Frost & Sullivan. Every year Comarch invests 12 per cent of its revenue in innovative projects. In 2014 the company’s investments amounted to 111 million PLN.

The company has been listed on the Warsaw Stock Exchange since 1999. In 2014 Comarch generated 244 million EURO of revenue. It now employs over 5000 experts in 71 offices in 24 countries, from Malaysia, to Europe, to Chile. Since 2005 it has been present also in Benelux.


In the first nine months of 2015, revenue from sales of the Comarch Group was 177,7 million EURO, an increase of 13,2 million EURO, or 8,1% %, compared to the corresponding period in 2014. The operating profit amounted to 11.9 million EURO. Net profit attributable to shareholders of the parent company was of 8.9 million EURO. Operating profitability in the period amounted to +6.7%, while net margin +5%. In the said period Comarch Group generated an EBITDA of 21.6 million EURO. 

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