Comarch Insurance Claims is an end-to-end platform automating life and health claims processing. This best digital insurance software ensures faster payouts, lower costs, and seamless API-ready integration for insurers.
Claims Management SoftwareComarch Insurance Claims – End-to-End Claims Management
Software designed for insurance companies
Which companies use Comarch's claims management software?












Transform your claim process with end-to-end process automation, seamless integration, and superior customer experience
Reduce claim costs, speed up decision-making, and empower your insurance operations with Comarch Insurance Claims – a comprehensive end-to-end software solution.
Why insurers choose Comarch Claims Management software
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Comprehensive claim software for life, pension and health insurance across all channels
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Up to 40% faster claims handling – intuitive interface and automation reduce manual work
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Cost reduction & payment control – monitor limits, detect fraud, avoid overpayments
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Seamless integration – SOA-based, API-ready, accounting & banking compliant
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Superior customer experience – quick decisions and transparent status updates
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User-friendly interface adjusted to claim type for efficient service and fast benefit payouts
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Scalable & secure – process thousands of claims monthly, compliant and robust
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Scalable & compliant – multicurrency, multilingual, adaptable to any insurance product
What does the digital claims handling process look like step by step?

Key business advantages

Lower costs and claim ratio thanks to efficient claims payment control
- Faster claim handling and reduced costs
- Validation rules for effective decisions and limit control
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Automation and optimization of claims management
- Automated payments, benefit calculations, and verifications
- Efficient processing of thousands of claims monthly per customer

Improved customer service quality
Boost customer service by accelerating decisions and payouts
Functional overview
Built-in Features to Empower Your Teams
Standard functionalities in all Comarch insurance systems:
- 360° client view – instant access to claim data and client details
- Advanced search & task management –optimized internal workflows

One Platform. Total Control
Comarch Insurance Claims automates the full insurance claims process:
- First Notice of Loss (FNOL)
- Full registration & cover verification
- Document validation & benefit calculation
- Manual or automatic decision-making
- Beneficiaries management and payment recipient registration
- Payment processing & document dispatch

Seamless Claims Payments
The Comarch Insurance Claims system provides:
- Benefit payment generation
- Annuities’ payment scheme or capital
- Two-step payment acceptance
- Integration with the accounting system
- Integration with the home-banking system

Efficient Document Management
The claims software handles document generation, triggered automatically or manually by the user on demand, and supports other functions connected with documents:
- Registration of incoming and outgoing documents
- Checklist management
- Generation and printing of letters to customers:
- Referrals for medical examination
- Claim decisions
- Reminders

Advanced Claims Control
More advanced functions provide:
- Claim reopening and complaints processing
- Claim technical provision (reserves)
- KPIs dashboard - analytics and productivity tracking

Explore our success stories
Read how we’ve helped insurers increase sales, reduce costs and boost customer satisfaction.
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Employee Benefits platform for elipsLife
Continuous Insurance Transformation of elipsLife with ComarchRead case study -

Comarch Digital Insurance at P&V
The digital transformation of P&V Group’s life insurance business.Read case study -

AXA
Delivered modern sales and client-servicing tool for the distribution network to increase their efficiency.Read case study -

IdeaBank
Shorten the process of commission calculations and centralize settlements from all sales channels.Read case study -

Oney Insurance
Automating and streamlining internal operations and cooperation with external partners from various European countries.Read case study -

UNIQA
Solution for shortening time of sales and after-sales service with additional customer communication channel to serve customers quickly and efficiently.Read case study -

Aegon
Centralizing all billing, settlement and accounting operations related to compensation plans to manage commissions without the supplier’s assistance.Read case study -

Allianz
Automating the increasing number of settlement transactions - processes about 500 thousand records of reinsurance data in 8 hours.Read case study -

Delta Lloyd Life
Covering the whole process of claim handling from claim registration to claim payment to improve the customer outcomes, service and overall satisfaction levels .Read case study -

Prudential
implementation of the solution that handles all complex commissions for the whole sales network to satisfied agents and shorten the financial operations department work.Read case study -

SwissLife
Enhancing the user experience and reducing customer service costs thanks to the self-service portal.Read case study
Ecosystem & integrations
One ecosystem. Seamless experience
Create one ecosystem for claims with front-office software
With Comarch claims processing systems, you will create a single environment in which claims are reported by distributors, call center operators, or directly by end customers and then automatically sent to the system for claims handling. Allow all process participants to go through it smoothly and check the current process status. Additional documents required during the process will be delivered faster and easier.
Combine Comarch Insurance Claims with Comarch Digital Insurance - an omnichannel system for front-office departments, to connect all stakeholders – distributors, agents, customers, and claims handlers – within a unified digital journey:
- Omnichannel claims submission
- Real-time status tracking
- Easy document exchange and communication

Discover Comarch Digital Insurance and its benefits
Trusted by insurers across the globe
Comarch Insurance Claims is recognized in industry reports and trusted by leading insurers to transform the way they process claims. Our clients value the system's flexibility, scalability, and contribution to real business impact. Discover how our software helps companies achieve operational excellence, regulatory compliance, and outstanding customer experience.

FAQ
What is Comarch Insurance Claims?
Comarch Insurance Claims is a comprehensive, end-to-end claims management system designed for life, pension, and health insurance. The solution fully automates the entire claims process - from First Notice of Loss (FNOL) through decision-making to benefit payment - helping insurers increase efficiency, reduce costs, and deliver a superior customer experience.
Who can use Comarch insurance claims management software?
The platform is designed for insurance companies of all sizes handling life, pension, and health insurance claims.
It supports a multi-channel claims ecosystem, including:
- distributors
- call centers
- self-service customer portals.
This enables seamless collaboration across all stakeholders and ensures consistent, transparent claims handling.
How does Comarch claims processing software speed up claim handling?
Automation and intuitive interfaces reduce manual work, allowing insurers to process claims up to 40% faster. Validation rules, automated calculations, and integrated workflows streamline decision-making and payment processing.
How does Comarch Insurance Claims reduce costs?
The system helps insurers optimize costs by:
- monitoring payment and benefit limits
- preventing overpayments
- supporting fraud detection mechanisms
- ensuring accurate and compliant benefit calculations.
Automated validations and controls lead to lower claim ratios and reduced operational expenses.
How does Comarch claims management software handle payments?
Comarch Insurance Claims supports automated benefit payments, including:
- annuities
- capital payouts
- multi-stage payments.
Payments can be processed in two steps, and are fully integrated with accounting and home-banking systems, ensuring accuracy, compliance, and auditability.
How does the software manage documents?
The solution automates the entire document lifecycle:
- generation and handling of incoming and outgoing documents
- automated correspondence with customers (decisions, requests, reminders)
- configurable document checklists
- secure archiving for audit and regulatory purposes.
This ensures full transparency, compliance, and reduced administrative burden.
Can the system handle complex claims processes?
Yes. System easily handles complex claims scenarios, offering functionalities such as:
- claim reopening and corrections
- complaint handling
- technical provisions and reserves
- KPI dashboards and productivity analytics.
The system supports efficient processing of large claim volumes while providing full operational insight.
How does Comarch Insurance Claims integrate with other systems?
Built on an SOA-based, API-ready architecture, Comarch Insurance Claims integrates smoothly with:
- accounting and banking systems
- policy administration systems
- front-office and customer-facing solutions.
It can be seamlessly combined with Comarch Digital Insurance to deliver a unified, omnichannel claims journey.
Is Comarch insurance claims processing software scalable and secure?
Yes. The platform is designed to:
- handle thousands of claims monthly
- support multiple currencies and languages
- meet regulatory and compliance requirements.
Its robust architecture ensures high security, reliability, and performance even under peak workloads.

Start transforming your claims today!
Tell us about your business needs, and together we’ll find the ideal solution to revolutionize claims handling at your insurance company.










