Mortgage origination software

Mortgage origination software that brings mortgage lending to higher level of digitalization

Comarch Loan Origination allows for a significant reduction of both time needed to grant a mortgage, and complexity of the process itself. Mortgage simulation, customer analysis, decision-making or fund disbursement... all of these, and more, are automated in our system. What it means is fewer errors. Fewer headaches. And – less work.

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Gains from mortgage origination software for your bank

CUSTOMER-FIRST APPROACH

Efficient processes
Rely on automated processing that allows you to speed up mortgage origination including borrower verification, decision making and underwriting. Surprise your customers with a short time-to-money and bring smiles to their faces
Read more about mortgage process automation at banks

Multichannel-ready
Let your customers submit applications online, arrange details in your branch, then sign documents online – make their journey seamless, all thanks to an open API

Paperless flow
Go truly paperless by keeping all digitized documents in a central repository. Let the mortgage origination software automatically generate document checklists and bank documents (i.e. European Standardized Information Sheet) for your customers

Advanced option simulator
Provide your customers with a simulator of mortgage options to choose from. Let the customers fine-tune your solution to fit their needs

User-friendliness
Take advantage of the embedded training mode allowing mortgage advisors to get a grasp of the system quickly. Forget ugly interfaces: use parts of the mortgage origination software as a presentation tool for customers

SMOOTHER INTERNAL OPERATIONS

Reduced risk of error
Take advantage of automated verifications and decisions. Reduce manual processing and re-routing cases that miss important information

No more organizational walls
Let mortgage advisors, decision makers or operations officers cooperate smoothly with each other via communication tools embedded in the system

Better cooperation with real estate experts and notaries
Make it easier for your employees to ask for expert valuation or request a notary deed by using dedicated expert/notary search and mailing tool

Easy collateral definition
Define collaterals for specific mortgage loans and register collateral data for each application. Sync the data with available databases, or retrieve it from the bases as you please. Single data entry principle applies

COST SAVINGS AND CONTROL OVER SALES

Sales volume monitoring
Easily monitor sales efficiency and structure using management dashboards. No more digging for spreadsheets in data warehouses

Cross-sell support
Combine different products in one system: mortgages, refinancing loans, bullet loans, bridge loans, and more. Keep mortgage advisors aware about cross-sell opportunities for credit/debit cards, insurance or other related products
Read more about Comarch software for insurance

Regulatory compliance
Stay Mortgage Credit Directive compliant, automatically calculate APRC and generate documentation according to the ESIS standard. Edit processes or documents via the business administration module and be ready whenever laws change

Cost reduction
Enable business persons with no tech background to make changes in the system, and in so doing get shorter time-to-market and lower costs

QUICK IMPLEMENTATION SCHEMES OF MORTGAGE ORIGINATION SOFTWARE

Easy integration via API
Retrieve data from internal or third party databases without the need of double data entry – making life of a mortgage specialist easier

Modular structure
Benefit from a modular structure that supports each step of the mortgage origination process. It allows you to implement the solution in stages
Read more about specific modules

Experienced team
Rely on Comarch’s wide experience with building mortgage origination software for different clients worldwide
See how our system went live at ING Belgium

You might also like
Read more about Comarch Loan Origination modules
Check out our solution for SME loans
Read about what to focus on when looking for a mortgage software

Enrich customer experience with augmented reality

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Promote your customer-first approach by providing your customers with the augmented reality tool that makes the process of searching for their dream house easier. Comarch AR Loans – Home Finder is a mobile application that allows users to find their house with the help of Augmented Reality and easily apply for a mortgage. The application combines the concepts of marketplace and non-banking services offered by financial institutions to retail and SME customers.

Comarch Banking Software clients

Want to learn more?

Tell us about your business needs. We will find the perfect solution.