SME Insurance

Software perfect for SME insurance

Digitize quotations, offers, proposals and after-sales services. Win SME clients with offer flexibility and short time-to-market. Comarch Digital Insurance is a front-office software aimed at insurers catering various client types, including SMEs. It automates needs analysis, sales processes and after-sales operations. It supports both life and non-life insurance products.

Find out more about using Comarch Digital Insurance for SME if you wish to…

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Automate and optimize your sales and aftersales processes

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Provide your agents with easy to learn software, which they’ll understand within days

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Dynamically customize your offering

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Improve task management workflow

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Stay compliant regardless of how often regulations change

Keep your products flexible

Let your agents customize insurance products for their clients on the go. Offer various policies, even the most comprehensive ones.

Your product list can include:

Property insurance
Electronic equipment
Cargo
Business liability insurance

Have all client and policy data in one place

Contact details, company information, important dates – view all relevant client information in one place and forget about lost notes or missed meetings.  

Know about all client’s owned insurance products in seconds. One screen, many policy information:

sme insurance

sme insurance

Multi-task and multi-user sales process

Let several employees work on one SME insurance sales process. Including tender invitations, offer preparation or acceptance schemes.

sme insurance multi tasking

Register claims in a breeze

Register claims on existing policies through FNOL reports. Once integrated with the claim management system, the details and status of the claim will always be presented on the policy 360° view.

sme insurance claims

Analyze sales results

Use predefined sales reports to analyze data about performed operations. Measure sales goal realization in selected time periods, divided by product and client type. Check sales effectiveness and time. Discover the numbers of prospects reaching each sales process step. For advanced reports, integration with external software is required.

Analyze sales results

All stages of SME insurance sales process covered

new SME client accounts

Create new client accounts…

Comarch Digital Insurance for SMEs lets distributors register data. All these information are stored in one place. For the sales process, the user can create a new client account.

…or search for the existing one

A quotation can be started for either existing or new client. Comarch Digital Insurance gives users easy access to client data. The software can identify and correct typos.

run full quotations

Run full quotations

The quotation process collects data on client business activity and claims history to calculate the premium.  Agents, brokers or other users can run a full quotation for SME insurance. They can choose the insurance and covers to sell from a predefined product list.

The SME insurance package includes wide insurance coverages, with adjustable insurance clauses, franchises and other parameters.

For each object type, such as building or electronic equipment, users can declare more than one object within a policy.

calculate premiums

Calculate premiums

Our software enables the calculation of insurance premiums in standard and non-standard situations. These can be assessed individually by an authorized user.

Just as in case of other functionalities, premium calculation in Comarch Digital Insurance is flexible.

Variant and premium calculation algorithms can be created  by IT specialists, either from Comarch or your in-house IT department.

create offers for SMEs

Create offers

Create dedicated offers based on previously prepared quotations.

Offers can be easily accepted or rejected. For the rejection scenario, distributors can prepare a new version using the initial quotation.

Getting offer acceptance

Getting offer acceptance

Go from offer to policy issuance within a few clicks in the acceptance scenario.

Your distributors will be able to register client planned response date and receive reminders connected with it.

issue policies

Issue policies

A policy can be issued and paid for online. Comarch Digital Insurance for SMEs can be integrated with a variety of payment platforms.

Purchased policies are all displayed in one place. All policy details can be quickly accessed from the policy view.

Other policies supported by Comarch Digital Insurance

Life insurance

Comarch Digital Insurance fully supports selling and managing life insurance.

Manage your policy lifecycle in the digital world:

  • Needs analysis
  • Quotations
  • Proposals
  • Underwriting
  • Policy changes (indexation, beneficiaries, portfolio changes)
  • Registering claims

Manage clients and tasks, monitor sales effectiveness, create reports and offer self-service to your clients.

General insurance

Comarch Digital Insurance can be used for non-life, or P&C, insurance products. From real estate, vehicle, travel to health and more. With all products adjusted to your needs.

Manage client data, create and delegate tasks, get reminders and much more. Plus, digitalize your policy lifecycle, including:

  • Needs analysis
  • Quotations
  • Policy issuance (claim registering, amendment, termination)
  • Expiration
  • Policy renewal
Comarch Digital Insurance users
CDI for distributors
Distributors like agents, brokers, intermediaries or insurer’s employees all have access to the application with more advanced features.
CDI for Business Administrators
Business administrator can configure the parameters, business rules, premium calculation, rights, roles in organizational structure, and have the possibility to change or adjust your products in the software if needed.
CDI for end customers
End-clients who are using their application from time to time will be glad with a wide range of easy-to-use functions and the possibility to buy a policy online.
Want to learn more?

Tell us about your business needs. We will find the perfect solution.