Comarch Internet Investments

Problem

Common access to the Internet, modern technologies in the field of ergonomics and the safety of web applications, combined with the increasing requirements of customers stood as the bases of brokerage services using the Internet as one of its main distribution channels. It’s much harder today to imagine a modern Brokerage House, for which the Internet investment platform would not be one of the most important tools in the fight for a client in this extremely competitive market.

Challenge

Internet has become a synonym for a wide variety of services and products available to each of us at any time and place. Thanks to web access, Brokerage House customers can significantly more easily and above all more efficiently, allocate cash. In addition, complete Internet platforms multiply sales opportunities allowing, for example, for cross-selling of brokerage products to bank or fund companies customers.

Solution

Comarch’s response to the above mentioned challenges is the introduction of an innovative solution designed to support stock exchange investors in making optimal and profitable investment decisions, while providing mechanisms to ensure the minimization of the time needed to realize stock orders – the Comarch Internet Investments Platform.

Comarch Internet Investments Platform features

• Access in 24/7 mode - The Platform includes systems for comprehensive provision of brokerage services in self-service channels 24 hours a day, 7 days a week. The supplier of brokerage services is available anytime, anywhere, significantly increasing customer satisfaction and improving the comfort of investing.
• Modular construction - the construction of the platform allows for huge flexibility and combining of functionality, depending on actual customer needs in many dimensions, such as customer segments, or functional modules, allowing for the building of a solution using functional “blocks."
• Vast scope for personalization of functionality – the possibility for parameterization of any rights, available products and functionality for users.
• Comfortable work - a simple and intuitive interface available in several languages, puts pressure on immediate and ergonomic use of most frequent activities.
• Innovation - the use of modern technologies within the design, operation and development of electronic channels, in terms of integration with external systems using the comfortable integration platform, based on SOA (Service Oriented Architecture).
• Support for MiFID - the platform is implemented in accordance with the recommendations arising from the MiFID Directive.
• Ease of scalability - the system performance increases with the growth of business, without costly investment.
• Support and maintenance – guarantee of full technical support from Comarch’s side, and continuous product development through numerous implementations.

In terms of information the platform provides users with broad access to data related to capital markets, enables them to observe market trends and real time stock quotes and provides a full range of tools for technical analysis of quotes indicators. In addition to this, the user attains unlimited access to current information related to their own portfolio of securities, including brokerage accounts.

In the terms of a transactional service the platform delivers a complete, fully professional tool for investing in securities on the Polish market and on the biggest stock exchanges worldwide. The platform can also support IPO subscriptions.

The communication aspect of the platform provides the effective exchange of information between the user of the Internet system and its advisor in the financial institution. The scope of provided services includes investment advice, a helpdesk and the exchange of correspondence or product requests.

The Comarch Internet Investments Platform, depending on the needs of the customers, can be expanded with additional modules:

• Comarch NOL (Quotations Online) –  presentation of the Warsaw Stock Exchange quotations in real time
• Comarch Mobile Investments – mobile access to a brokerage account

See also our IT solutions for brokers.