Comarch Wealth Management

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Empower your clients to keep track of their wealth and let them make the most of it

Find out more

Comarch Wealth Management is an integrated, multi-module platform dedicated toretail, affluent and private banking client segments. The platform supports wealth management service providers and their clients in delivering the following:

  • Recurrent advisory – fully automated or hybrid investment advice
  • Simplified advisory – occasional assistance with choosing investment products
  • Execution only – direct asses to trading desks enhanced with support for order execution and all administrative tasks 
  • Portfolio management – traditional discretionary portfolio management of individual client assets

Comarch Wealth Management focuses on the relationship and cooperation between advisors and wealthy clients regardless of the way client investments are managed: be it fully automated robo-advisory with the help of a chat bot, or personal advisory carried out by a relationship manager. In both of these cases, Comarch Wealth Management ensures a consistent user experience. Due to its omnichannel approach, the platform allows to seamlessly continue processes through multiple channels and share information between clients and their advisors.

Key business advantages

Enrich and streamline your business

Coverage of different banking services within one integrated, modular system

Cater to all client segments and boost your sales

Individual process configurations within one flexible solution

Increase efficiency of your business processes by automating them

End-to-end processes starting from client onboarding and relationship management up to portfolio monitoring and reporting

Meet regulatory requirements and standardize your services

MiFID II-compliant platform ensuring the same quality of services each and every time

Empower your employees and engage your clients

Rich functions designed for both sides of the relationship

Comprehensive business governance

Seamlessly connected environment and integration of all relevant data and sources across your business

Business process continuity and convenience

Omnichannel approach and excellent user experience

Reach new generations of clients

Latest technologies and trends including artificial intelligence, cognitive techniques and new client channels such as VR, AR and chat bots

businessman with smartphone and laptop

Client reporting, performance & risk analytics

  • Risk analytics calculating relevant investment measures with a scheduled frequency
  • Customized template design and management aligned with corporate standards and business needs
  • Analytical data feed for Advisor front-office, Portfolio management and Client front-end
  • Report distribution in the form of interactive documents delivered via dedicated applications across various channels

Advisor front-office

  • Composition of 360-degree picture of client wealth, cash flows and risk profile evolution
  • Client risk profile assessment in terms of risk appetite as well as experience and investing knowledge 
  • Financial planning with analysis of client financial picture and investment goals
  • Investment proposal in the form of product recommendations in accordance with client risk profile, investment objective and personal preferences
  • Ongoing monitoring and reporting on portfolio performance, value evolution, goal progress and product suitability
  • Keeping track of advice highlights and maintaining the whole history of the relationship for audit purposes
  • Business analytics enabling managers to monitor wealth growth, risk exposure, and business activity to identify trends and improve strategies across particular business units
  • Wide configuration capabilities with an option to individualize each setup in accordance with business needs and client segment characteristics

Portfolio management

  • Order proposal drafting and automation of order generation and transaction handling
  • Monitoring of client portfolios via dedicated dashboards providing views on portfolio composition, valuation, or performance
  • Flexible construction of investment limits allowing for pre- and post-trade compliance monitoring
  • Portfolio valuation in line with pre-defined valuation schemes, including incurred costs and fees
  • Reporting of investment results delivered to end-clients and regulatory reporting to local authorities

Client front-end

  • AI-driven investment recommendation engine 
  • Financial and behavioral client profile generation and analytics 
  • Adaptive investment proposal generation based on market sentiment analysis
  • Guidance through portfolio details and investment insights in the form of interactive reporting and contextual communication
  • Omnichannel application covering traditional channels (desktop, mobile) as well as innovative ones (virtual reality, chat bots) operated with text or voice commands

Modules

No matter who the final recipient is, the solution provides consistent user experience, powerful AI mechanisms and  a stunning interface, all designed with the newest standards and trends. Traditional channels (web, mobile) are complemented with innovative peripherals in the form of virtual and augmented reality as well as chat bots. Here is where 20-years’ experience in finance mixes with disruptive ideas originated in our internal R&D lab. All modules are supported with world-class security solutions and hosted in one of our data centers. 

The Comarch Wealth Management system supports different recipients:

  • Relationship managers - in advisory and financial planning processes, including rebalancing, compliance and monitoring
  • End-clients – in self-driven robo-advisory processes and bank-client communication with the usage of newest technologies and innovative channels
  • Wealth managers - in discretionary portfolio management in line with regulations and investment mandates
  • Analysts - in running performance and risk calculations to assess client portfolio efficiency

No matter who the final recipient is, the solution provides consistent user experience, powerful AI mechanisms and a stunning interface, all designed with the newest standards and trends. Traditional channels (web, mobile) are complemented with innovative peripherals in the form of virtual and augmented reality as well as chat bots. Here is where 20-years’ experience in finance mixes with disruptive ideas originated in our internal R&D lab. All modules are supported with world-class security solutions and hosted in one of our data centers.

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