Comarch Investment Advisor

If you can't explain it simply, you don't understand it well enough.
Albert Einstein

The responsibility of financial institutions with regards to the process of offering financial instruments has become a key element in client-institution relations, and has been formalized by regulatory bodies (e.g. MiFID), as well as in standards accepted by banks, investment advisors and distributors all over the world. Important changes that have taken place are:

• getting to know client needs, their risk profile as well as level of knowledge when it comes to investment and savings,
• adapting the product offer to what’s lurking on the investment horizon as well as to the client’s revenue and spending plans,
• building lasting client relations, education geared toward long-term saving and a bettering of knowledge concerning the risk and affectivity of financial instruments,
• informing the client regularly and clearly about the risk and costs linked to the investment.

Comarch Investment Advisor is a solution, which manages client relations and chooses the right investment-pension product, in accord with the client’s expectations and possibilities as well as the monitoring of his/her investment. It creates an optimal link between CRM and investment advisors. Among others, the product guarantees:

• an aggregation of information about the client and his/her investment products in one functional interface,
• handling of questionnaires connected with MiFID and a proper valuation of the risk profile and client needs, with a view to offering the appropriate and optimal financial product portfolio,
• delivery of detailed information on the products on offer, client valuation process as well as putting together the optimal portfolio based on the best practices used in a specific financial institution,
• choosing the right investment product portfolio for the client, based on predefined portfolios or portfolio analysis methods,
• simulations and historical analysis of the product and investment portfolio results, including the possibility to compare them with chosen benchmarks,
• monitoring the accordance of the client portfolio with the current investment portfolio as well as informing the advisory about significant events connected with the client portfolio (e.g. a significant decline in value).

You can also view our solutions, which support the process of preparing and giving clients access to reports concerned with the investment portfolio, its effectiveness and risk - Comarch Client Investment Reporting as well as the CRM tool.

Download:

• Comarch Investment Advisor software - leaflet